Tobi is a crypto writer at Investopedia. He aims to simplify the complex concepts of blockchain and cryptocurrencies for the masses. Olga Pankova / Getty Images The 4% rule was designed for a 30-year ...

Update January 2026: We added a full run-down of the new story arc from Version 5.0, To Our Yesterday. We also expanded our challenge stage information for all chapters to include recommended ...