The FHFA announcement directs Fannie Mae and Freddie Mac to permit lenders to choose between two approved credit score models – Classic FICO and VantageScore 4.0 – for loans sold to Fannie Mae and ...

New credit score models assess the creditworthiness of aspiring homebuyers who are often overlooked by more traditional systems.

LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's ...

WASHINGTON, April 22, 2026 /PRNewswire/ -- Fannie Mae (OTCQB: FNMA) today announced upcoming updates to its Selling Guide to allow for the use of VantageScore® 4.0, effective immediately, and the ...